High-Yield Savings Accounts

At Travis County Credit Union you can open an account with a deposit of as little as $25.  The regular savings account pays quarterly dividends based upon minimum balance requirements. This basic account opens the door to the many other credit union services, including voting privileges and the right to serve on TCCU committees.

Certificate of Deposits (CDs)

Certificates of Deposit can be opened (with a minimum $1000.00 deposit) which pay a higher interest rate than traditional savings accounts. Three to thirty-six month certificates are available through Travis County Credit Union. Dividend rates vary depending on the terms of the certificates.  We have some of the best rates in town.  Call about our special rates for new deposits of $50,000.00 or more.

Individual Retirement Accounts

An IRA is a personal plan designed to help members save for retirement.  The interest earned continues to compound until it is withdrawn at retirement. The earnings are variable, but are compounded and paid quarterly.

Free Checking Accounts

 Enjoy this checking account with a no minimum balance, NO MONTHLY SERVICE FEE!!

Dividends are not paid on this account, check writing is unlimited, and courtesy pay privileges still apply.   For more details regarding free checking accounts contact a representative.

 

Regular Checking Account

A Travis County Credit Union Checking Account offers these services:

No Monthly Service Charge On Balance above $500.00. Unlimited Check Writing Privileges
No Minimum Withdrawal
No Monthly service Charges for Members 55 or Older
No Per-Check Charges
Carbon Copy Checks
Detailed Monthly Statements

Christmas Club Accounts

Only $5.00 to Open

Make as many deposits whenever you want, whenever you can.

No withdrawals permitted, to keep you and your money apart until it's time!

2.00% APR is paid through November 30.

A check with the balance will be cut to you on December 1st.

Only 1 month interest penalty if you must close account.

Debit Cards

With a TCCU MasterCard debit card the ease and convenience of paying for purchases with funds in your checking account is as easy as 1...2...3.  Having a debit card also allows you to withdraw cash from thousands of ATMs.

TCCU is in the process of changing debit card processors.  If you happen to lose or your card gets confiscated after hours, make sure you call to have your debit card canceled. 

1-800-500-1044

 

Courtesy Pay

We've all been there: You make an error in your checkbook, an unexpected expense comes up or you run a little short before payday.  TCCU has now introduced Courtesy Pay which may spare you the embarrassment and expense of insufficient funds.  Courtesy Pay allows us to pay a check or ACH debit presented against your checking account -- even when your balance is not sufficient to cover it.  As of now, TCCU will save you the worry that an item will be returned unpaid just because you are a few dollars short.  Thanks to Courtesy Pay, the expense and embarrassment of returned checks are things of the past.  Some conditions and limits do apply to each individual account. Contact a representative to find out more details.

Low Interest Loans

The Travis County Credit Union offers low interest rates and competitive terms on all our loans. With our direct Payment Service, you can arrange to have loan payments deducted right from your TCCU checking or savings accounts.

New and Used Car Loans
RV and Boat Loans

Home Equity Loans
Vacation Loans
Debt Consolidation
Signature Loans
Share Secured Loans
CD Secured Loans
Christmas Loans


Click here for current rates
Click here for printable loan applications

TCCU MasterCard

Shop without cash at stores, hotels, restaurants, and airlines around the world with MasterCard and MasterCard Gold. Pay over an extended period at a competitive rate, or pay within a 25-day grace period and accrue no interest. You can get cash 24-hours a day, 365 days a year from any CIRRUS and PULSE machines nationwide. Best of all, there is no annual fee for credit union members. NO phone solicitations nor do we sell any of you credit card information.

 

Visa Gift Card Program
TCCU is making gift giving easy, fast, and convenient.  Visa Gift Cards is the perfect gift....money. Purchase the card for special occasions such as birthdays, anniversaries, graduation presents, or purchase it for yourself.  No more waiting in line or worrying about what to buy.   You can purchase a card and place any amount you want on it, between $10 and $500.  Best of all, the recipient of the card can use it anywhere Visa is accepted (some restrictions apply). Visa Gift Cards are available at our main office location. The cost is only $3.00 per card.

Visa Gift Card


Additional Services

At Travis County Credit Union, membership has its privileges.  Our extensive list of member services sets us apart from most other financial institutions. Here are just some of the benefits you will  receive by becoming a TCCU member:

Direct Payroll Deposit
Payroll Deductions

EFT Debits for payments

MasterCard Debit Cards for checking
Automatic Overdraft Protection
Telephone Transfers / Balance Inquiries
Drive Through Windows
Banking By Mail
Night Depository
Senior Citizen Account
Travelers Checks
Money Orders
Free Notary Service